Car insurance for a day
Getting an insurance coverage for a shorter duration ranging from one to twenty eight days is today made very easy. A typical insurance premium can be lowered and made cheaper if you go for a comprehensive one-day insurance coverage policy. This one-day coverage can be availed on a temporary additional vehicle, a courtesy car, a newly purchased car from an auction or car supermarket, an unaccompanied test-drive of a car where the garages insist on the insurance for the test drives on superior models of vehicles, or even on those taken for racing or track driving events.
One day car insurance
Under the above-mentioned circumstances, where the period for which the car is driven or the duration of the event are limited, going for a conventional annual insurance plan might turn out to be highly expensive. This is when many take advantage of the one-day insurance policies offered by the motor insurance companies. Though single day insurance was restricted to those in the auto trade during the initial days, today these policies are offered to the general public since 2005, even though it is still in the primary stage.
Single day car insurance
Single day car insurance policies are designed to meet the short-term and immediate requirements of the motorists in the UK. These insurance policies typically hold a coverage ranging from one to twenty eight days. Motor accident, fire, theft or other damages incurred on the vehicle, the legal obligations of these incidents and third party claims, if any, fall under the umbrella of the singe-day car insurance policies. Reading the terms and conditions related to these policies is inevitable to understand every underlying clause related to the coverage. A close scrutiny of the details might throw light over certain typical exclusions like:
1 Vehicles must be registered in Northern Ireland, Great Britain or Isle of Man and is not imported.
2 The current market value of the car falls under a price range of £25,000 and £40,000 with most limiting it to £25,000.
3 The vehicle must not function as a carrier of goods or used in public transport either on hire or reward like taxicabs or on private or public hire.
4 It does not cover hired vehicles.
Track day motor insurance
Track racing has been a craze amongst the English all through the times. Motoring enthusiasts enjoy participating in the thrill offered by the local race track by driving above the prescribed speed limits without the fear of prosecution. Today track racing days are one of the long awaited and favorite sports of the motor sport community.
But a typical insurance coverage does not offer protection against the damages incurred on the car during the racing events. Most of the insurance companies include an exclusion clause refusing to cover these events. Previously, some drivers took up the risk by not informing the insurance company about the upcoming event, thereby making the insurance policy held by them null and void. Any crash or accident incurred during the event was not compensated by the insurance company. But today there is a wide range of single day motor insurance policies that cover the risk of the racing events that can be availed for the duration of the race.
Day car insurance
In short, whether you are a motoring enthusiast, or need to drive on and off, today the insurance companies have policies to meet the demands put forward by you. Cheaper plans for a day can be availed instantly to suit your varying needs.
