Showing posts with label Management. Show all posts
Showing posts with label Management. Show all posts

Sunday, May 1, 2011

MGU Offers One-Stop Auto Race Coveraqe.(trends in automobile racing insurance): An article from: National Underwriter Property & Casualty-Risk & Benefits Management

MGU Offers One-Stop Auto Race Coveraqe.(trends in automobile racing insurance): An article from: National Underwriter Property & Casualty-Risk & Benefits Management Review










MGU Offers One-Stop Auto Race Coveraqe.(trends in automobile racing insurance): An article from: National Underwriter Property & Casualty-Risk & Benefits Management Overview



This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on May 21, 2001. The length of the article is 1371 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: MGU Offers One-Stop Auto Race Coveraqe.(trends in automobile racing insurance)
Author: Robert W. Mitchell
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: May 21, 2001
Publisher: The National Underwriter Company
Volume: 105 Issue: 21 Page: 16

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Sunday, April 24, 2011

NAII blocks Texas order to cover uninsured cars. (National Association of Independent Insurers): An article from: National Underwriter Property & Casualty-Risk & Benefits Management

NAII blocks Texas order to cover uninsured cars. (National Association of Independent Insurers): An article from: National Underwriter Property & Casualty-Risk & Benefits Management Review










NAII blocks Texas order to cover uninsured cars. (National Association of Independent Insurers): An article from: National Underwriter Property & Casualty-Risk & Benefits Management Overview



This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on October 14, 1991. The length of the article is 2947 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: NAII blocks Texas order to cover uninsured cars. (National Association of Independent Insurers)
Author: Christopher Dauer
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: October 14, 1991
Publisher: The National Underwriter Company
Issue: n41 Page: p1(2)

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Tuesday, April 19, 2011

Candid camera combats WC fraud. (Bill Kizorek's InPhoto Surveillance): An article from: National Underwriter Property & Casualty-Risk & Benefits Management

Candid camera combats WC fraud. (Bill Kizorek's InPhoto Surveillance): An article from: National Underwriter Property & Casualty-Risk & Benefits Management Review










Candid camera combats WC fraud. (Bill Kizorek's InPhoto Surveillance): An article from: National Underwriter Property & Casualty-Risk & Benefits Management Overview



This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on June 15, 1992. The length of the article is 1048 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

From the supplier: InPhoto Surveillance Pres Bill Kizorek has travelled to 100 countries to promote his company's use of video tape recordings to obtain evidence that prevented insurance fraud. He says, however, that more self-insured companies use his services than do traditional insurers. Kizorek's investigative video tapes have changed forensic physician testimony on disabilities and created a profound influence on juries and judges, sometimes lowering 0,000 insurance claim awards to ,000. InPhoto Surveillance's average two-day surveillance service costs ,000 but clients sometimes save ,000 by using it.

Citation Details
Title: Candid camera combats WC fraud. (Bill Kizorek's InPhoto Surveillance)
Author: Lisa S. Howard
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: June 15, 1992
Publisher: The National Underwriter Company
Issue: n24 Page: p3(2)

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Sunday, April 17, 2011

Mexican trucks to roll; high court ends ban.(Supreme Court Ruling): An article from: National Underwriter Property & Casualty-Risk & Benefits Management

Mexican trucks to roll; high court ends ban.(Supreme Court Ruling): An article from: National Underwriter Property & Casualty-Risk & Benefits Management Review










Mexican trucks to roll; high court ends ban.(Supreme Court Ruling): An article from: National Underwriter Property & Casualty-Risk & Benefits Management Overview



This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on June 14, 2004. The length of the article is 558 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Mexican trucks to roll; high court ends ban.(Supreme Court Ruling)
Author: Steven Brostoff
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: June 14, 2004
Publisher: The National Underwriter Company
Volume: 108 Issue: 23 Page: 33(1)

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Friday, April 15, 2011

15-passenger van safety big concern for outdoor program risk managers. (Risk Management).(annual Wilderness Risk Management Conference): An article from: ... & Casualty-Risk & Benefits Management

15-passenger van safety big concern for outdoor program risk managers. (Risk Management).(annual Wilderness Risk Management Conference): An article from: ... & Casualty-Risk & Benefits Management Review










15-passenger van safety big concern for outdoor program risk managers. (Risk Management).(annual Wilderness Risk Management Conference): An article from: ... & Casualty-Risk & Benefits Management Overview



This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on November 18, 2002. The length of the article is 993 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: 15-passenger van safety big concern for outdoor program risk managers. (Risk Management).(annual Wilderness Risk Management Conference)
Author: Caroline McDonald
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: November 18, 2002
Publisher: The National Underwriter Company
Volume: 106 Issue: 46 Page: 17(2)

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Saturday, April 9, 2011

Repairing windshields could save cos. $200M.: An article from: National Underwriter Property & Casualty-Risk & Benefits Management

Repairing windshields could save cos. 0M.: An article from: National Underwriter Property & Casualty-Risk & Benefits Management Review










Repairing windshields could save cos. 0M.: An article from: National Underwriter Property & Casualty-Risk & Benefits Management Overview



This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on November 19, 1990. The length of the article is 449 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Repairing windshields could save cos. 0M.
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: November 19, 1990
Publisher: The National Underwriter Company
Issue: n47 Page: p89(1)

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Wednesday, March 23, 2011

Collectibles generate big business for agents: serious collectors need specialized coverage for toy trains, dolls, classic cars.(Agent Sales Tips: Affluent ... & Casualty-Risk & Benefits Management

Collectibles generate big business for agents: serious collectors need specialized coverage for toy trains, dolls, classic cars.(Agent Sales Tips: Affluent ... & Casualty-Risk & Benefits Management Review










Collectibles generate big business for agents: serious collectors need specialized coverage for toy trains, dolls, classic cars.(Agent Sales Tips: Affluent ... & Casualty-Risk & Benefits Management Overview



This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on December 6, 2004. The length of the article is 868 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Collectibles generate big business for agents: serious collectors need specialized coverage for toy trains, dolls, classic cars.(Agent Sales Tips: Affluent Market)
Author: Laura Bergan
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: December 6, 2004
Publisher: The National Underwriter Company
Volume: 108 Issue: 46 Page: 20(1)

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Tuesday, March 22, 2011

ASIS joins National Critical Infrastructure Protection Council. (ASIS News).(American Society for Industrial Security to advise U.S. Department of the Treasury): An article from: Security Management

ASIS joins National Critical Infrastructure Protection Council. (ASIS News).(American Society for Industrial Security to advise U.S. Department of the Treasury): An article from: Security Management Review










ASIS joins National Critical Infrastructure Protection Council. (ASIS News).(American Society for Industrial Security to advise U.S. Department of the Treasury): An article from: Security Management Overview



This digital document is an article from Security Management, published by American Society for Industrial Security on October 1, 2002. The length of the article is 415 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: ASIS joins National Critical Infrastructure Protection Council. (ASIS News).(American Society for Industrial Security to advise U.S. Department of the Treasury)
Publication:Security Management (Refereed)
Date: October 1, 2002
Publisher: American Society for Industrial Security
Volume: 46 Issue: 10 Page: 131(1)

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Saturday, March 19, 2011

Private eye license broadens adjusters' horizon.: An article from: National Underwriter Property & Casualty-Risk & Benefits Management

Private eye license broadens adjusters' horizon.: An article from: National Underwriter Property & Casualty-Risk & Benefits Management Review










Private eye license broadens adjusters' horizon.: An article from: National Underwriter Property & Casualty-Risk & Benefits Management Overview



This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on May 6, 1991. The length of the article is 1739 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Private eye license broadens adjusters' horizon.
Author: Sam Friedman
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: May 6, 1991
Publisher: The National Underwriter Company
Issue: n18 Page: p16(4)

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*** Product Information and Prices Stored: Mar 20, 2011 02:15:05

State SIU Mandates Fuel Outsource Market.: An article from: National Underwriter Property & Casualty-Risk & Benefits Management

State SIU Mandates Fuel Outsource Market.: An article from: National Underwriter Property & Casualty-Risk & Benefits Management Review










State SIU Mandates Fuel Outsource Market.: An article from: National Underwriter Property & Casualty-Risk & Benefits Management Overview



This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on September 14, 1998. The length of the article is 1126 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: State SIU Mandates Fuel Outsource Market.
Author: Tony Attrino
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: September 14, 1998
Publisher: The National Underwriter Company
Volume: v102 Issue: n37 Page: p14(1)

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Thursday, March 17, 2011

Whatever Happened To Insurance Quality?: An article from: National Underwriter Property & Casualty-Risk & Benefits Management

Whatever Happened To Insurance Quality?: An article from: National Underwriter Property & Casualty-Risk & Benefits Management Review










Whatever Happened To Insurance Quality?: An article from: National Underwriter Property & Casualty-Risk & Benefits Management Overview



This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on December 6, 1999. The length of the article is 852 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Whatever Happened To Insurance Quality?
Author: Jay T. Deragon
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: December 6, 1999
Publisher: The National Underwriter Company
Volume: 103 Issue: 49 Page: 7

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Wednesday, March 16, 2011

Auto insurers supporting House car-theft measure.: An article from: National Underwriter Property & Casualty-Risk & Benefits Management

Auto insurers supporting House car-theft measure.: An article from: National Underwriter Property & Casualty-Risk & Benefits Management Review










Auto insurers supporting House car-theft measure.: An article from: National Underwriter Property & Casualty-Risk & Benefits Management Overview



This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on April 20, 1992. The length of the article is 559 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Auto insurers supporting House car-theft measure.
Author: Mary Jane Fisher
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: April 20, 1992
Publisher: The National Underwriter Company
Issue: n16 Page: p3(2)

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Sunday, March 6, 2011

Only Guardsmark offers health insurance to 100% of its security officers.: An article from: Security Management

Only Guardsmark offers health insurance to 100% of its security officers.: An article from: Security Management Review










Only Guardsmark offers health insurance to 100% of its security officers.: An article from: Security Management Overview



This digital document is an article from Security Management, published by American Society for Industrial Security on February 1, 2003. The length of the article is 1191 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Only Guardsmark offers health insurance to 100% of its security officers.
Publication:Security Management (Refereed)
Date: February 1, 2003
Publisher: American Society for Industrial Security
Volume: 47 Issue: 2 Page: 38(2)

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Saturday, March 5, 2011

Whatever Happened To Insurance Quality?: An article from: National Underwriter Property & Casualty-Risk & Benefits Management

Whatever Happened To Insurance Quality?: An article from: National Underwriter Property & Casualty-Risk & Benefits Management Review










Whatever Happened To Insurance Quality?: An article from: National Underwriter Property & Casualty-Risk & Benefits Management Overview



This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on December 6, 1999. The length of the article is 852 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Whatever Happened To Insurance Quality?
Author: Jay T. Deragon
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: December 6, 1999
Publisher: The National Underwriter Company
Volume: 103 Issue: 49 Page: 7

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Sunday, February 13, 2011

Repair Suggestions OK: Judge.(Brief Article): An article from: National Underwriter Property & Casualty-Risk & Benefits Management

Repair Suggestions OK: Judge.(Brief Article): An article from: National Underwriter Property & Casualty-Risk & Benefits Management Review










Repair Suggestions OK: Judge.(Brief Article): An article from: National Underwriter Property & Casualty-Risk & Benefits Management Overview



This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on April 22, 2000. The length of the article is 746 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Repair Suggestions OK: Judge.(Brief Article)
Author: Marychristine Convey
Publication:National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: April 22, 2000
Publisher: The National Underwriter Company
Volume: 104 Issue: 21 Page: 2

Article Type: Brief Article

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Sunday, December 12, 2010

Why Some People Have Negative Opinions About Pet Insurance

Pet owner #1 purchased a pet insurance policy that had a $1500 per-incident maximum. When his dog got sick and the bill was more than $1500, he couldn't afford to pay for his treatment and had the dog euthanized. His conclusion was that pet insurance wasn't worth it, and in the future he will just put money aside in a savings account rather than pay that money toward a monthly insurance premium.

Pet owner #2 purchased an insurance policy and her dog got very sick 2 days before the policy renewed. Because the policy didn't cover chronic conditions (those illnesses that last longer than one policy term), when the policy renewed, the condition was considered pre-existing and wasn't covered the next year. She also concluded that she would invest the money she had been paying for insurance in a savings account to be used for her pet's healthcare expenses.

Neither of these pet owners did the necessary research to make a wise choice when purchasing pet insurance. I am of the opinion that if pet owners educate themselves about pet insurance and research enough prior to purchasing pet insurance, then there would be very few negative reviews written. People would know on the front end what the limitations were of the policy they purchase.

If your pet should get sick with a serious illness that involves surgery and/or hospitalization, it can literally cost multiple thousands of dollars. This is why you buy insurance - to help pay for unexpected and unplanned veterinary bills that you otherwise could not afford. Therefore, it doesn't make sense to buy a policy with a $1500 per-incident limit.

I discourage pet owners from purchasing a policy with a "per-incident" limit, but if they do, I advise to purchase the highest per-incident limit they can afford. Anytime you see "per-incident," it is just another way the insurance company uses to limit its reimbursement to you. It is better to purchase a policy with an annual limit and no per-incident limit.

For example, if you had a policy with a $10,000 annual maximum and a $1500 per-incident limit, and your dog got sick with pancreatitis, the coverage for pancreatitis is limited to $1500. You would still have $8500 of coverage for other conditions that might occur during that policy year. However, if there wasn't a per-incident limit, the pancreatitis could be covered up to the full $10,000 limit as long as there weren't any other claims made against the maximum limit that year.

Pet owner #2 could have avoided the consequences of buying the policy she did simply by purchasing a policy that covers chronic conditions. Read the policy. Ask questions. Read reviews. Find resources that educate you on how pet insurance works and how to select the best policy for you and your pet.

As for opening a savings account - an emergency fund, that's always a good idea. But, doing so instead of buying pet insurance is a bad idea. It sounds great, but what happens two months into your savings plan when you have $100 saved up and your pet gets injured or sick and the estimated costs of treatment is $2500. You're $2400 short.

It is the tendency for individual pet owners to think, "My dog is healthy and something like that won't happen to me." As a veterinarian, I see it happen frequently to pet owners who are financially unprepared, and it's for those situations that pet insurance can come in handy. That is, if you avoid doing what the above two pet owners did, and instead, make a wise choice in the policy you purchase.

Friday, November 26, 2010

The Spanish SEAT Leon

Americans have long been admirers of the fast and flashy Italian Ferraris, and the classic, sleek British Jaguars. Volkswagen brought to America and appreciation of the practical workhorse that was economical to operate, easy to maintain but still fun. However in the United States, a seat has always been vacant place to sit. Yet, in Spain SEAT refers to one of Spain's well established auto manufacturers highly respected in Europe and the UK. Recently SEAT became a subsidiary of Volkswagen-Audi. So now have a mix of Spanish artistic passion and practicality with German precision engineering.

In 1999 SEAT began production of the Leon, a 5-door hatchback. The Leon's were SEAT's best selling car, and were targeted as a sportier and less expensive version of the Volkswagen Golf.

The Leon has a front mounted engine with front-wheel and four-wheel drive. It might possibly have more engine options available than any other car today. A potential buyer can choose among six diesel engines, one valve engine, three valve turbocharged engines, four 8-valve engines, and two petrol engines.

In some areas the Leon was available with four-wheel drive. The Leon was equipped with electric power steering. It also had installed software with the capability of sensing that a car is starting into a skid. This was called the Driver Steering Recommendation System. However the idea of robotic control over the steering made many drivers more than a little nervous. So the company emphasized that this was only a suggestion that the driver could override at any time.

The Leon sold well in Britain although it never equaled the MK4 Golf. The car was popular with the upper class, younger crowd in Mexico. However, the Leon had problems in Mexico due to the condition of the roads. The sport-tuned suspension of the Leon was not designed to cope with the ubiquitous potholes and speed bumps that characterize Mexican roads.

The next generation of Leon was the Mk2 that went into production in 2005. It presents a more stylish image but the engine range is more limited. However, there is still a wide choice of engines. Both the Mk1 and the Mk2 are small cars intended for family use.

SEAT continued to introduce sports images. The top of the line is the 2.0 TFSI Cupra model. The Cupra can go from 0-100 km in 6.4 seconds making it the most powerful SEAT model ever produced. Again, buyers can choose from a variety of diesel and gasoline powered 4 cylinder engines.

SEAT has ventured into the electric car market with the Leon Twin Drive Ecomotive, which is a series plug-in hybrid that is powered by lithium-ion batteries.

SEAT has also entered various models in motorsport competitions such as the ECTS, an Italian endurance series, the World Touring Car Championship and the British Touring Car Championship.

An area in which SEAT excels is in value for the equipment offer as compared with cars in similar categories. The Leon 1.6 Essence model, that was equipped with electric front windows and a CD player was priced at 11,495 pounds in UK. The Ford Focus, offering identical accessories and engine power sold for fifteen hundred pounds more.

Various racing video games also feature the Leon. The Leon appears in Need for Speed; Pro Street, Forza Motorsport, and "Race - The Official WTCC Game". In the game TOCA Race Driver 2, Leon is part of a championship series consisting of races that use the SEAT Leon exclusively.