1922 in Economics: Companies Disestablished in 1922, Companies Established in 1922, Jaguar Cars, Lackawanna Steel Company, Raytheon, Usaa

1922 in Economics: Companies Disestablished in 1922, Companies Established in 1922, Jaguar Cars, Lackawanna Steel Company, Raytheon, Usaa Review

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Avoid companies that do not have a license on your way to repair the roof.

Recently a survey was performed by the Consumer Federation of America (CFA) that identified the top ten roofing client complaints. A large majority of the complaints were based on the roofing company having bad operation standards and failing to start or complete the job. In addition, National Magazine conducted an exclusive survey that ended up having astonishing results. Believe it or not, 50% of the people surveyed would not recommend the roofing company they used to a friend.

When picking out a roofing company, make sure they can supply you with all the following things. First off, make sure they are a licensed company. Far too many times in the roofing industry, companies are not licensed end up hurting themselves on site and suing the customer! The bad part is that unlicensed companies are unlikely to be carrying the proper insurance, so it all falls back on you if anyone gets hurt (they could actually win the lawsuit). Generally speaking, any roofing company that's listed with the Better Business Bureau and has good reviews is likely to be your best bet. If a roofing company is not affiliated with any associations, there's a good chance that they are unlicensed, uninsured or just plain inexperienced. Another great place to look for an experienced roofing company is your local chamber of commerce.

The company you end up hiring should be knowledgeable about the many diverse products and options that are available for your home. After all, do you really want a company that you're not comfortable with working on your biggest investment? Keep in mind that the sales person you spoke with over the phone might be nice, but what about the problem that you're actually going to be dealing with? Make sure to voice any questions, comments, or concerns that you might have while speaking to the roofing company on your initial phone call.

So who can you trust to take care of your roof in Memphis? Well, luckily the majority of companies are going to be safe, but once again make sure they provide you with a valid license. The most important thing is making sure your roof is safe and secured using only the best materials available. You may end up paying extra for high quality service, but I think we both agree that you want your roof to last a long time.

Good luck getting your new roof installed.

Auto Insurance Rankings - Best Companies - Best Rates

Looking for auto insurance rankings? Want to find the best companies with the best rates? Here's how ...

Best Auto Insurance Companies

Here are three websites that rank auto insurance companies:

Your State's Department of Insurance Website

All states have a department of insurance website, and most publish consumer complaints that have been filed against insurance companies. Most companies have complaints filed against them, but if a company has a lot of complaints compared to other companies, you should avoid them.

A.M. Best (ambest.com)

A.M. Best publishes insurance companies financial and credit ratings. These ratings give you an idea about an insurance company's ability to pay its claims. You should go with a company that has a B+ rating or higher.

Epinions (epinions.com)

At Epinion's, customers rate companies by customer service, website experience, response to claims, and price confidence. Customers also write reviews about each company. These reviews range from "The best insurance we've ever had!" to "The WORST customer service you could imagine."

Best Auto Insurance Quotes

Here's how to get the best auto insurance quotes:

Comparison shop - Because insurance quotes can vary by $1,000 or more from one company to another, the first thing you need to do is go to an insurance comparison website. You'll fill out a simple form so you can get quotes from a number of A-rated companies, then all you do is pick the company with the cheapest quote.

The best insurance comparison sites have an online chat feature and an "800" number so you can talk with insurance experts to get answers to your insurance questions.

Consolidate your insurance - Insurance companies will give you a 10% to 15% discount if you purchase your auto insurance and your homeowners or renters insurance through them.

Raise your deductible - Raising your insurance deductible from $250 to $500 can save you as much as 30% on your premium.

Drop collision and comprehensive coverage - If your premium plus your deductible is more than your car is worth, consider dropping your collision and comprehensive coverage.

Get safety and security discounts - Insurance companies give good-sized discounts if you have air bags, anti-lock brakes, car alarms, and anti-theft devices installed on your car.